Thursday, April 17, 2008 - 4/15/08 late loan stats update

Here's the mid-April update to to my late loan statistics charts.

These charts show statistics for the performance of all loans. Each curve represents the set of loans that were created in one calendar month. The vertical axis is the fraction of those loans that have "gone bad", in other words are 1 month late or worse (up to and including default). The horizontal axis is the observation date. All data comes from's performance web page.

A larger, more readable version of that chart can be found here

4/1/08 small late loan chart

Explanation of methodology can be found in my prior postings in this blog, and in my postings on the old forum archive found at

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